:Pray:

Thank you, what you say is true, my friend :Pray:

Titus 2:11 ESV For the grace of God has appeared, bringing salvation for all people,

Ephesians 2:9 ESV Not a result of works, so that no one may boast.

The refining fire is the furnace of affliction the Lord speaks of, a metaphor. Those who committed sins in life and are in Sheol without believing in Christ, will feel regret for their sins. Thus, they will recognize themselves as a sinner, which is a necessary step for them to then realize their need for a saviour and thus brings them to believe in Christ Jesus for salvation.